Did you know?

• One out of seven individuals will be disabled for five years or more before retirement *
• Between ages 35 and 65, seven out of ten people will become disabled for three months or longer **
  

Protecting your income stream is imperative in the event of disability. SPG has exclusive programs that offer physicians an Own Subspecialty definition of disability. Many of our SPG negotiated programs offer physician practices 30%+ discounts when accessing programs through our group purchasing arrangements. In addition, through our industry contacts and expertise in the marketplace, SPG has the ability to develop programs that virtually replace 100% of a physician’s pre-disability income.