Medical Malpractice protects a physician from her/his patients. EPL protects the physician from her/his employees. In the physician’s capacity as an employer, EPL protects for Sexual Harassment, Wrongful Termination or Discrimination.

Some Key Factors:

• Does your EPL policy offer Third Party Coverage for when the employer/physician is out of the practice? For example, when the doctor is making hospital rounds or in the operating room.
• 75% of all corporate litigation involves employment disputes
• Average cost to defend an EPL claim is $125,000. However, awards can be in the millions
• Over 60% of EPL claims are brought against small employers (1-50 employees)